What applies under local law
The rules on this page apply to your account, your data, and any service we can lawfully provide in your region. When access or eligibility is discussed, it depends on local law and is available only where local law permits. If a regional rule changes, that
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rule overrides older text on the page. We keep the legal position practical: we only ask for the details needed to verify an account, answer a request, or record a payment dispute. When you use DANA, OVO, GoPay, or QRIS, we store the reference data needed
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to match the transaction to your account and resolve it if a case comes back later. We do not move that record into unrelated contact lists, and we keep it only for the period needed to handle the request and meet local duties.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.